Category: Press Release

SAHU’s summary of the 2023 CAHIP Capitol Summit

SACRAMENTO, CA- May 8-10th 2023 – Members of SAHU (Sacramento Association of Health Underwriters) attended the annual Capitol Summit held by California Agents & Health Insurance Professionals (CAHIP), reporting back a warning against the implementation of a state-run health care system.  

SAHU strongly opposes – SB 770: a proposed legislation that would create a costly and untested state-run health care system.  SAHU emphasizes that implementing SB 770 would eliminate existing Medicare and Medi-Cal programs, leaving millions of Californians without essential health care coverage.   SAHU warns that SB 770 does not introduce new providers or facilities, potentially leading to longer wait times for procedures, reduced access to specialists, and a loss of doctors to other states. The association urges the Legislature to pursue constructive and viable solutions to enhance access to affordable health care.

SB 770 is the first step towards a single-payer health care system, which not only eliminates Medicare and Medi-Cal but also prohibits private health coverage, including employer-sponsored plans. The projected cost of over $500 billion per year would require significant tax increases on individuals, employers, and small businesses.

CAHIP states in its own talking points of this year’s Summit, that there has been “progress made in expanding access to affordable health coverage in California since the passage of the Affordable Care Act. Californians are satisfied with their health care and prefer to build upon this progress, preserving their ability to choose private coverage for their families.” 

To read more about CAHIP’s Capitol Summit talking points, visit their website- https://www.cahu.org/cahip-capitol-summit-talking-points.

SAHU Supports AB 716: Protecting Californians from Costly Surprise Billing for Ambulance Services.  SAHU stands behind AB 716, a vital legislative measure aimed at safeguarding injured Californians from burdensome balance bills and resolving billing disputes for emergency ground ambulance services beyond their control. 

By passing AB 716, Californians will be protected from excessive out-of-pocket expenses and relieved from the complexities of billing disputes between health plans and ground ambulance service providers. This legislation is crucial in addressing the common practice of surprise billing, or “balance billing,” which often leaves injured individuals in the midst of billing disputes for essential services.

ON WATCHSAHU is also closely monitoring AB 1690, a “spot bill” lacking substance and a funding source for a proposed government monopoly on health care.  SAHU advocates for market stabilization strategies and supports AB 716, which aims to protect Californians from expensive balance billing for emergency services.

Dave Fear Jr., SAHU Legislative chair says this, “Addressing our elected legislators, whether in DC or Sacramento, is such an important part of our governmental system. Being able to meet face to face and let them know who we are, what we do and how we work to make things better is a fundamental part of citizenship in this country!”  SAHU maintains a steadfast commitment to actively engage and participate in relevant legislative proceedings and keeping the public informed with accurate information. 

If you are interested in learning more about current health insurance industry news and legislative updates, please visit our website, https://sahu-ca.com.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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SAHU’s Annual Crab Feed 2023 Draws Crowds and Raises Funds for American Cancer Society

Sacramento, CA – On March 31st, 2023, the Sacramento Association of Health Underwriters (SAHU) hosted its Annual Crab Feed, a highly anticipated event that drew in a crowd of 380 attendees, all gathered to enjoy 1,000 lbs. of crab, 120 lbs. of shrimp, and a variety of delectable desserts.

SAHU’s Annual Crab Feed was a tremendous success, thanks to the hard work and dedication of the organizers and the generous support of the attendees. The event was held to support a worthy cause, the American Cancer Society, and the attendees’ contributions raised an astounding $20,000 to aid in cancer research and support services.

The evening was filled with exciting activities, including a silent auction, where 68 auction items were sold, and 10 items were generously donated. The event’s attendees also had a sweet tooth, as 23 desserts were donated and sold at the event.

“{insert quote},” said [Name], President of SAHU. “We are incredibly grateful for the support and contributions from our attendees, which enabled us to raise $20,000 for the American Cancer Society. It’s truly heartwarming to see how our community comes together to support a worthy cause, and we can’t thank our attendees enough.”

SAHU’s Annual Crab Feed is a significant event for the community, bringing together members of the Sacramento community to support a worthy cause while enjoying a delicious meal and engaging in fun activities. SAHU is committed to continuing its efforts to support the community and make a positive impact.

For more information on SAHU and its efforts, please visit their website at sahu-ca.com.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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Ellevate Women’s Leadership Summit 2023

WHO:  Ellevate Foundation

WHAT:   2-day Women’s Leadership Summit providing tools and resources to grow personally and professionally

WHEN:  March 13th – 15th
 
WHERE:  JW Marriot Resort & Spa – Las Vegas, NV

WHY: The Leadership Summit provides an opportunity for both current and aspiring female leaders in business to advance their career, personal growth, and increase impact and support in their teams as well as their industry.

Sacramento Association of Health Underwriters (SAHU) is honored to invite you to this Leadership Summit and proud to support our very own Cerrina Jensen, Ellevate Co-Founder and PAC chair who states, “Given that only 23% of executive leaders in our industry are women, but we make up 67% of entry level staff, Ellevate Foundation believes this annual leadership summit is a timely and critical opportunity to help bridge the gap and fast track both current and aspiring female leaders as their careers unfold.”  
 
To find out more information on the guest speakers, workshops, registration and more, please visit their website- https://www.ellevatefoundation.org. 

You may also contact them directly by email hello@ellevatefoundation.org.
 
You may also visit the SAHU website https://sahu-ca.com/event/ellevate-womens-leadership-summit-2023/
 
 
 
 
 
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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com

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CrabFEed_PR

SAHU 23rd Annual Crab Feed

FOR IMMEDIATE RELEASE
Date: January 1, 2023

The Sacramento Association of Health Underwriters (SAHU) is thrilled to announce our 23rd Annual Crab Feed event, open to both members and non-members. This year’s “Circus!” theme promises to be a night full of excitement and entertainment.

Everyone is invited to join us for an unforgettable evening with delicious crab and great company. You will have an opportunity to bid in our silent auction featuring a variety of exclusive prizes.   SAHU members and non-members alike are welcome to donate silent auction items such as golf packages, vacation rentals, ski packages, sports tickets, concert tickets, wine tasting tours, and more!  Rosamaria Marrujo, President of SAHU calls this one of the biggest networking events of the year!

SAHU offers the opportunity to purchase tables for 10 to enjoy the festivities with a group of friends or colleagues. Advance drink ticket sales are also available so you can enjoy a variety of beverages throughout the night.  Visit us here and get your tickets purchased- https://sahu-ca.com/event/sahu-crab-feed-2023/.

SAHU Crab Feed 2023 Sponsorship is available, if you’d like to learn more on how you can support this annual event please visit https://sahu-ca.com/product/sahu-crab-feed-2023-sponsorship/.

As with every year, part of the proceeds from the Crab Feed will benefit local charitable organizations across the Sacramento region.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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SAHU_Omnibus

Congress Passes End-of-Year Omnibus That Includes NAHU-Supported Provisions

At the end of 2022, Congress passed a $1.7 trillion omnibus package that avoided a government shutdown. The massive spending package includes two major NAHU-supported provisions regarding telehealth and long-term care. Individuals will now be able to use existing retirement accounts to pay for long-term insurance. More specifically, the provision will permit individuals to pay up to $2,500 each year for long-term care insurance with their 401(k)s, 403(b)s and IRAs without a 10 percent early withdrawal penalty tax.

The package also includes a two-year extension of telehealth-related regulatory flexibilities put in place during the pandemic. In 2021, the CARES Act provided temporary relief during the pandemic by allowing HSA-qualified high-deductible health plans to cover telehealth services before reaching the deductible. It also allowed patients to choose and purchase telehealth services outside their HDHP without impacting their eligibility for an HSA. Prior to today’s bill, these flexibilities were set to expire at the end of 2022. Now, these waivers will remain in place through December 31, 2024. “As an insurance agent, it is important to be aware of how these legislative updates affect our clients. SAHU, CAHIP, and NAHU give agents the opportunity to be in the know and part of the change as it happens,” says Antonette Vanasek, SAHU Media Chair.

Other major health policies include a bipartisan deal to end the Medicaid policy that provided states with additional funding and barred them from kicking people off federally funded insurance, setting a new end date of April 1, 2023, instead of July 2023. This date change will have an impact on what has been dubbed the “Medicaid unwinding,” when nearly 85 million people enrolled in Medicaid will have their eligibility redetermined at the end of the public health emergency, triggering a high risk of coverage loss of eligible individuals.

In addition, the omnibus bill includes $1.5 billion in state grants for substance abuse prevention and treatment and several key investments to expand access to mental health, including grants for maternal mental health, the Community Health Service Block Grants and the Substance Use and Prevention, Treatment and Recovery Block Grants.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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SAHU_Lasik

Lasik Surgery May Be More Dangerous Than Previously Thought

A recent study has shown that LASIK surgery may be more dangerous than previously thought. A recent investigation by the FDA found that there have been several complications reported after LASIK surgery. These complications include dry eyes, halos around lights, and starbursts.

The president of the Sacramento Association of Health Underwriters, Rosamaria Marrujo, stated that “LASIK is not as safe as we were once led to believe” and urged people to do their research before getting the surgery. This is not the first-time concerns have been raised about the safety of LASIK surgery; a class action lawsuit was filed against the makers of LASIK devices in 2016. Despite these concerns, many people continue to undergo the procedure each year.

Lasik eye surgery is a popular vision correction procedure that involves reshaping the cornea. To ensure patients are informed of all potential risks associated with this treatment, the FDA mandates medical professionals to go over every possible outcome – including those for individuals living with diabetes who may suffer from long-term complications at an increased rate compared to non-diabetics.

Despite the high cost and lack of insurance coverage, Lasik eye surgery remains a popular procedure for 500,000 Americans annually. However, surgeons are not pleased with the FDA’s new regulatory requirements.

Lasik eye surgery is an important decision, and it is up to the individual whether they pursue it. To help people make a well-informed choice that works for them, the FDA has put together a comprehensive document outlining all the essential facts regarding this procedure.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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SAHU-PDPChanges

Vast Changes to Medicare Part D Plans in 2023

Medicare beneficiaries can rejoice for the first time; there will now be a cap on their out-of-pocket costs for prescriptions each year. This brand-new provision is part of the Inflation Reduction Act of 2022, including limits to out-of-pocket insulin payments and making vital vaccines accessible. 1.3 million people spent over $2K in 2020 without this protection based on Part D plans – highlighting how critical these changes are going forward! Plus, all will roll out gradually via staggered implementation as with many other parts of this law – so keep an eye open if you’re eligible soon enough!

In 2024, Medicare beneficiaries will no longer have any out-of-pocket costs once they enter what Medicare calls catastrophic coverage. The way catastrophic coverage worked in 2022 is that once an enrollee’s out-of-pocket costs reached $7,050, they must pay 5 percent of their prescription drug costs, with no limit. But beginning in 2024, that 5 percent coinsurance requirement will be gone, and enrollees won’t have to pay anything for their prescription drugs for the rest of the year.

Beginning in 2025, Part D prescription drug out-of-pocket costs will be capped at $2,000 annually. This applies to stand-alone plans with original Medicare or private Medicare Advantage plans, which also cover prescription drugs. It should be noted that this cap may change over time due to inflation and other factors affecting the healthcare industry landscape. These cost savings are expected to begin rolling out gradually until then so beneficiaries can start planning for their future healthcare needs accordingly!

Also, in 2025, Medicare drug plans are introducing a new feature to alleviate the burden of large drug bills. Smoothed cost-sharing allows enrollees to spread out their out-of-pocket costs over an entire year and protect those who may have difficulty covering one lump sum payment for medication expenses. “This is a great benefit for our Medicare Beneficiaries,” says SAHU Medicare Chair, Kerri Sanford.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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Roe v. Wade overturned could impact fertility treatments and IVF

FOR IMMEDIATE RELEASE
Date: July 15th, 2022

Overturning Roe v. Wade could have certain implications for fertility treatments and in vitro fertilization (IVF). It could lead to decreased access to affordable treatments, with restrictions on reproductive rights varying state by state. Additionally, states may ban specific critical medical interventions for successful IVF cycles, such as embryo freezing or genetic testing. These measures would effectively limit patients’ options for managing their fertility care and accessing the treatment they need. Furthermore, it could mean that insurance plans could refuse to cover fertility treatments or provide inadequate coverage levels due to a lack of regulation at a federal level.

Experts have warned that the broad language in specific state-level abortion bans could potentially infringe upon access to assisted reproductive technology such as IVF, despite Roe v. Wade not necessarily prohibiting access on its own.

In some states, the language of their laws is unintentionally impeding access to assisted reproductive technologies (ART) due to its failure to capture and represent biological reality or address topics beyond abortion.

Additionally, overturning Roe v. Wade could decrease available fertility clinics and providers, as laws regulating the practice of reproductive health care would be made at the state level rather than federally. This would limit patient access to specialized care and have potentially devastating implications for those seeking fertility treatments. Furthermore, states may also attempt to regulate the content and type of information provided to patients regarding their fertility options, which could further limit the effectiveness of reproductive health services.

If Roe is overturned, some states’ laws that grant fetuses, embryos, and fertilized eggs rights similar to those of children could change the landscape of IVF. These “personhood” bills could make disposing or freezing excess embryos legally questionable.

Ultimately, overturning Roe v. Wade could create a patchwork of state laws and regulations that would disproportionately impact people who rely on reproductive health services and fertility treatments. Such an outcome would be detrimental to those seeking to build families and access the necessary care. It is, therefore, critical to ensure that Roe v. Wade remains intact so that people can continue to make decisions about their reproductive health with dignity and autonomy.

Sacramento Association of Health Underwriters is watching to see how insurance carriers adapt to this legislation and how it will affect costs and benefits.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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NAHU’s California Chapter Successfully Defeats Single-Payer Initiative

SACRAMENTO, CA 23 February 2022 — Single-payer advocates in the California legislature simply did not have the votes required to pass AB 1400 out of the state Assembly last week, resulting in a major victory for health insurance professionals across the Golden State. AB 1400 would have eliminated private health coverage in California and replaced it with a single-payer, state-run healthcare system.


CAHIP, SAHU, and the majority of California’s NAHU chapters participated in supporting efforts to oppose this bill. “This is why I am a member of SAHU, it keeps me in the know on important legislation that affects our insurance industry,” says SAHU President-Elect, Rosamaria Marrujo.


If you’d like to know more about the bill, its contents, and why insurance industry professionals opposed it, read the information provided by NAHU at the link below.


http://newsmanager.commpartners.com/nahus/issues/2022-02-09/1.html





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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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SAHU Spreading Awareness for COVIDTests.gov

Last week, the White House announced covidtests.gov, a site with the purpose of supplying free rapid antigen COVID-19 tests to every U.S. household. The new site is now live and ready to take orders, as well as provide additional resources and information for those in need of testing.

The key takeaway is every home in the U.S. is eligible to order 4 free at-home COVID-19 tests. For convenience, if you are interested in ordering immediately, you can use the link below to go directly to the order form and skip all the extra information.

COVIDTests.gov USPS Order Form

Additionally, on the site, you’ll find information on other locations you can purchase additional at-home tests, how you can be reimbursed by your insurance for up to 8 at-home tests per month, and 20,000+ Community-Based Testing Sites that will provide free testing.

Lastly, you can find answers to many of the frequently asked questions regarding testing and preparedness. Including What comes with the tests, when is recommended to use them, what to do if you get a positive or negative test, and much more. There will also be a phone number provided at a later date, so those without access to computers or high-speed internet can place orders.

We here at Sacramento Association of Health Underwriter, as industry-leading professionals, consider the health of our communities to be of utmost importance. We are strongly encouraging everyone to place the order for their household, that they may have the tests when needed. Should any individual find they are having trouble navigating or accessing the COVIDTests.gov website, they can feel free to contact SAHU directly at any time, and we will connect you with a local professional that can provide one-on-one help.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

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